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"Independent Broker - Overseas Mortgages - International Mortgages - Offshore Mortgages - Life Insurance, Property Insurance - Competitive Quotes - Nationwide Service "

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overseas mortgages UK International Mortgages Offshore Mortgages

Independent Financial Services (GB): Are an independent mortgage & insurance brokerage that access on behalf of you extensive range of lenders and specialist schemes for Offshore Mortgages - Overseas Mortgages - International Mortgages.

UK Refinance: We can also offer 'advice' on re-mortgaging your exising property in the UK, or arrange a second mortgage to facilitate the purchase of an overseas property.

One Stop Shop: We can organise related professional services, Currency Exchange Bureau and Specialist UK Conveyancing Solicitors that enable conferencing offices in the country you wish to purchase.

Expats & Non UK Nationals: Wishing to purchase in the UK we can help and specialise in this sector especially for 'residential' & 'buy to let' investment properties & commercial. Depending on your needs and circumstances we can facilitate Non - UK based Sterling funding, in foreign currency.

International Property Development: We specialise in property development finance on international basis, for serious enquiries. Equity and joint ventures entertained, plus we can also offer Shariah / Islamic finance solutions and short term 'bridging Finance'

Range of Services: Execution Only Service , Full Advisory Service, Fees Only Option, Commission basis, differing services to provide a cost effective solution, to meet your needs and circumstances. Next Step: Please contact us for a initial consultation, which is FREE...If you have a life insurance policy, buildings and contents insurance, private medical cover, or mortgage protection we offer competitive premiums from leading insurance companies....

 

 


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Independent Financial Services (GB), 63 Meadway, Rochdale, Lancashire OL11 3NP. Tel 0845 4860 786 / Fax 0845 8051677 is authorised and regulated by the Financial Services Authority (FSA) in respect of advising and arranging mortgage and non-investment insurance business. Our FSA Register number is 300740. You can check this on the FSA's Register by visiting FSA's website www.fsa.gov.uk/register/ or contacting the FSA on 0845 606 1234.

Your initial consultation is 'FREE' of charge, please make contact to discuss your needs there is no obligation to proceed. There may be a minimum fee for our service of £250, and we will retain the commission from any respective lender or product provider. Alternatively, you can choose the 'fee only' option which is typically 0.5% - 1% of the amount borrowed, and in the case of insurance products written quotes / illustrations provided upon request. The exact amount of fees will depend on your needs and circumstances, and will be discussed and agreed before you make an application for FSA regulated mortgage & insurance products. www.OffshoreMortgages.co.uk is a trading style of Independent Financial Services GB. This website is subject to United Kingdom (UK) regulatory regime, and is therefore primarily targeted at customers based in the UK, but we do offer certain finance, insurance and consultancy services on an international basis.

For any client to contact Independent Financial Services (GB) is on the basis the terms of business / privacy statement have been read and agreed, & consent contact to be made.

In the event of 'Offshore' mortgages and 'Foreign Currency Mortgages' changes in the exchange rate may increase the Sterling equivalent of your debt.

For security and training purposes, telephone calls may be recorded or monitored. Max call charge from a BT landline is 3.95p per minute. Calls from other networks may vary.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Overseas FinanceInternational Financeoffshore Currency Mortgages

Independent article below providing information for guidance purposes only. Everyone has to make financial decisions from time to time. Whether it's choosing the right buy to let mortgage, or releasing equity from your home, planning for your retirement, life insurance, Expat / foreign Mortgage, currency mortgage or simply finding insurance for your property buy to let or residential, terrorism insurance, the sheer number of options can be overwhelming - never mind the jargon and sales patter all can add to confusion, but Independent Financial services GB endeavour to navigate you through the maze, to meet your needs and circumstances.

How to Get an Overseas Property Mortgage

Are you pondering over buying overseas property, you may want to enlist the help of a local real estate broker to help you with local laws and customs. Overseas property mortgage lender

will help you in financing your property. Buying in an up coming area? This will increase your capital appreciation. Buying in the fashionable areas of Spain or France means that property prices are already expensive and may not increase much further, or increase at a slower pace than in the past. Buying in a less-fashionable area of Spain or France, or in the up-and-coming property markets of Bulgaria, Turkey, and Croatia where prices are still low will increase the chance of a rapid price increase. It is important to note that the less-fashionable and up-and-coming areas still need to have all the virtues of the more established destinations. What you are really looking for is an undiscovered property hotspot. Often such places are neighbouring the more fashionable and expensive areas.

When buying overseas property for investment

you can't know everything about the local law (unless you are prepared to spend a lot of time) so for the cash outlay, it's worth getting professional help. Reach out the experts for special assistance.

Flexible overseas mortgage offers flexibility in the terms and conditions. The best thing about flexible mortgage is that it keeps the monthly repayment within the affordability of the borrower. Some of the important benefits offered by flexible mortgage are:
•    the provision of making overpayments (more than the stipulated amount)
•    the facility to redraw (borrow back) any previous overpayments
•    permission to underpay (less than the usual amount)
•    To enjoy a payment holiday (you can stop repayments for a certain period, typically 3 to 12 months.)

The rental income you can achieve on letting your holiday home

is all about location and the type of property. Long term rentals can be heaven sent, having a person willing to rent on a long term basis will reduce the likelihood of having a bad tenant. It will also serve to reduce your stress in finding new people willing to rent your home

.Best of all long term rentals are great for your financial planning. Short term rentals can be higher especially in holiday seasons. The perfect holiday home would be a property that was attractive to both types of tenants. Many city apartments are good examples of this and present a win win situation to the overseas property buyer. Areas in France, Spain and Portugal for example really lend themselves to both rental markets. Recently Bulgaria has attracted overseas property buyers who can let to both summer holidaymakers and to the winter skiing fraternity. Expert author, Platinum status. Guide to Independent mortgage brokers: Overseas Property Mortgage