Privacy Policy - www. offshoremortgages.co.uk

Independent Commercial & Residential Mortgage Advisers.

    For our 'Terms of Business' please click here >>>

     

    PRIVACY POLICY :

     

    Independent Financial Services GB from hereon known as the 'Company' and you the end User as the 'Consumer' take the privacy of your information very seriously. As a company seek to meet current Internet best practice procedures. Company services are designed to give the Consumer the information that you want to receive. Companies privacy policy below explains how the Company will collect and use the information the Consumer gives to the Company. All terms and policies are subject to amendment at the companies sole discretion, and we request the Consumer to visit and read the content of this site, before transacting in purchase of an insurance policy, so you have access to any updated information.

     

    Independent Financial Services (GB) 63 Meadway ,Rochdale, Lancashire OL11 3NP, is Authorised and Regulated by the Financial Services Authority (FSA) for regulated insurance and mortgage activities. Our Firms FSA registration No. is 300740. FSA registration can be verified by accessing www.fsa.gov.uk/register or contacting the FSA on tel. 0845 606 1234. Company is covered by Professional Indemnity Insurance that provides additional protection. Consumer Credit License No. 621352. Data Protection No. Z88277628

     

       Collecting Consumer data / information:

     

    The Company will collect from the Consumer certain transaction 'information' for the purposes contained in this website. By 'information' the Company means information about you that the Company may presently or at any time in the future hold or use about you that is necessary for the purposes of providing services to you via this website, or for any other purpose outlined in this Privacy Policy and Terms of Business. This information the Consumer provides may relate to, any transactions or dealings with the Company, directly, indirectly, verbally, or in writing or otherwise.

     

    Credit card & transactional data we will be collated over a secure and encrypted Secure Server Layer (SSL) connection. We use external servers for SSL services to provide the Consumer maximum security for online transactions.

     

    IMPORTANT: Do not e-mail your Credit Card or bank details to the Company via your standard e-mail account service i.e. Hotmail, Yahoo, Gmail etc, as you could be compromising your security which obviously the Company cannot assure security. When you complete online transactions through this web site it will be in a Secure Server Layer (SSL) look out for the Lock symbol icon at the bottom left of the page, so you can purchase with confidence as online data sent to us is encrypted, and provided added E Commerce protection.

    The company or agents may conduct a Credit Check, and the Consumer gives consent. This may leave a footprint on your credit file, and could effect possibly future credit the Consumer may apply for. The Company may also obtain information from publicly available sources such as the electoral roll, or other third parties who have a legitimate basis on which to pass on your information to the Company, insurers and its agents, in any insurance application processing procedures, and policy maintenance, administration, and marketing purposes.

     

    If the Consumer provides the Company information about a third party, in doing so The Consumer confirms that they have obtained express permission that such data, can be divulged to the Company and such personal data can be processed on their behalf (including sensitive personal data) and also that you have told the third party who the Company is, and what purposes this disclosed data is to be utilised for, as outlined in the Companies Terms of Business , and any insurance policy documentation.

    The Consumer has the right to request for a copy of your data kept by the Company (for which the Company will charge a small fee i.e. £25), and if appropriate to correct any inaccuracies. Consumer to access their personal information, please contact: Data Protection Compliance Manager, Independent Financial Services (GB), 63 Meadway, Rochdale, Lancashire. OL11 3NP. If the consumer understands that any of the data the Company hold about the Consumer is incorrect or being misused or want further information the Consumer may contact the Company at the above address.

     

    The Company may send your information outside of the European Economic Community for processing, or use in accordance to this online Privacy policy. This is due to how servers often communicate via our business partners, internationally - but the Company seeks all data is protected to the best of our ability with stringent process and procedures, but certain aspects of the global aspects of web communication and data transfer may be beyond our control.

     

       Cookies & Web Logs:

     

    Company uses cookies a small text file that is written on your hard drive by your Web Browser, that contains non personal electronic data for monitoring and maintenance purposes. Once you close the Web Browser the Cookie terminates. Most Web Browsers often accept cookies automatically, but settings on the Consumers Browser can be altered to prevent automatic cookies acceptance. Cookies have lots of useful functions, like letting you navigate between pages efficiently, remembering your preferences, and generally improve the user experience. cookies are often essential in order to enable consumers to navigate around our web-sites and use its functions, such as accessing secure areas of the web site. Without these cookies services the consumer seeks, for example shopping baskets or billing, cannot be provided. In order to improve consumer experience We also use Web logs to establish popularity of web pages, and maintenance of Company web-sites.

     

    If the Consumer decides at any time not to receive any information on product and services from the Company or affiliated parties, the Consumer can do this by clicking 'Contact us >>>

     

    In the case of most internet browsers, you the 'consumer' can erase cookies from your PC computer, laptop or mobile device s hard drive, block all cookies or receive a warning 'flag' before a cookie is stored. As a consumer if you want to know how to implement this, please look at the 'help' menu on your web browser. But please note that by actively switching off or “opting out” of the use of cookies may mean that you possibly will not be able to use specific features of our websites. Consumers can find out more about the use of cookies and how to switch off cookies by visiting www.cookiecentral.com or www.aboutcookies.org

     

       External Web Links:

     

    The Companies websites contains internal and external links to other websites. Please be aware the Company will not take responsibility for the content of these sites, the Consumer visits or transacts. We encourage the Consumer to be cautious. This Privacy Policy along with Terms of Business and Policy documents is applicable to this website and company websites.

    Company seeks to provide exacting standards, where the Consumers experience with the Company is enjoyable, easy as possible, and efficient.

     

       Consumer Consent:

     

    In use of the Company website and transacting with the Company, Insurer, and relevant agents, in the Consumer completing the enquiry forms and application forms the Consumer has consented to the Company collecting and using personal information, this would include personal and sensitive data for the purposes and outlined in our Terms of Business and Privacy Policy, and this data may be shared with third parties for transactional purposes which the consumer has participated, and consent credit checks may take place.

    For the Companies protection and training purposes, telephone calls may be recorded or monitored.

     

    RISK WARNING: Think Carefully Before Securing Other Debts Against Your Home. Your Home May be Repossessed If You Do Not Keep Up Repayments on Your Mortgage Or any Other Debt Secured On It.

     

    Independent Financial Services (GB) is authorised and regulated by the Financial Conduct Authority (FCA)


    © 2017 Independent Financial Services GB. All rights reserved - Web Design

We have a wealth of industry experience in property finance and insurance. As experts we can offer you a diversified range of specialist residential mortgage and remortgage solutions. We are easy to talk with, and provide an attentive and personal service right from the start to end of the mortgage process. You deal directly with us in-house.

 

Regardless of your personal circumstances even if you have encountered difficulties in the past, please reach out to us and let us help you.

We appreciate that everyone will have different needs and financial circumstances, this is where we can help you to realise a competitive mortgage or refinance solution. There are no charges for the initial consultation, so why not contact us to discuss your requirements in utmost confidence...

RISK WARNING: Changes in the exchange rate may increase the sterling equivalent of your debt.

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