Independent Commercial & Residential Mortgage Advisers.

Mortgage Services:

Under 'mortgage services' we provide a range of value added activities in arranging finance, creating and protecting wealth through trusted financial advice. We bring to the fold various service options under one roof to make your life easier and at competitive rates and terms:


  • Insurance - personal

  • Insurance - commercial

  • Tax & estate planning

  • FX: Foreign exchange

  • Property services

  • Partners & introducers

  • Mortgage calculators

  • Conveyancing

  • Let-to-buy mortgages

  • Much more...

As an established firm of finance & insurance brokers, we provide expert skills that cover all aspects of 'residential' and 'owner' occupier property insurance. Are you seeking competitive quotes for the right insurance cover?


It is clear the more assets you have, the more you may stand to lose. Therefore the more you stand to lose, the greater your incentive for seeking as much protection as possible to mitigate risk. Here we deal with a wide spectrum of reputable insurance companies to help you, whatever the challenge.


Residential Property  Insurance:


In the event of your home with high-value possessions 'HNW' require more than the ordinary attention of a standard policy, you’ll receive a personalised service that cares for your precise needs with expertise and discretion.


Specialist cover is to become even more important if your home is a non-standard construction or it is a listed building - we specialise in 'non standard' property insurance to give enhanced value to our clients. We can cater for insurance that is flexible and adaptable. So should you have an insurance need that doesn't quite fit, we will listen and seek to make it fit giving you peace of mind.


Landlords Property Insurance:


We cover a wide range of properties from individual investment property to portfolios to commercial property, and tenants may include multi occupancy, students, local authority placements, unoccupied, asylum seekers, criminal history, non standard risks, and much more.


As we often have obtained finance for our clients, we understand the property as we have access to valuation reports and other related information. We work to obtain the right level of cover and the right premium.


When reviewing policies we often find fundamental errors in disclosure of insurance facts, creating potential future problems at claims stage. Here you will obtain a personal one-to-one service and still at market leading rates.


We have partnered to offer market leading conveyancing services to our customers for:


  • Residential purchases and remortgages

  • Buy-to-Let purchases and remortgages

  • Commercial Property

  • NOTE: Specialist Conveyancing for Islamic 'Sharia' mortgages

Key Benefits of our conveyancing services:


  • Up to 50% cheaper than traditional high street solicitors

  • The fee quoted will be cheaper than going direct to solicitors

  • Online case tracking by email and text

  • Solicitors DO NOT charge extra just because it is a Buy to Let

  • Fixed fee commercial conveyancing

  • Fixed fee residential conveyancing

  • If the mortgage or remortgage aborts, no charges besides disbursements

  • Individual quotes before proceeding with full transparency

  • Nationwide coverage

The selected solicitors on the panel are monitored to provide high service standards and are registered with the Solicitors Regulatory Authority (SRA) or the Council for Licensed Conveyancers.

Specialist Expatriate International Mortgages

We arrange bespoke specialist residential 'expatriate' and 'foreign national' mortgages, providing a tailored advisory service. Each transaction is different, and we negotiate strategically with lenders to achieve the best terms. Would you like to be in safe hands, and take advantage of our market knowledge and lender relationships?

We access a wide pool of lenders: banks, specialist niche lenders, offshore, and private funding. You may fit the following:


  • UK Citizens living abroad

  • Citizens of other EU countries

  • Foreign Nationals domiciled or resident in Britain or elsewhere in the world

  • Trustees or Beneficiaries of Offshore Companies and Trusts.

  • Limited companies within as SPV structures

We have a wealth of industry experience in property finance and insurance. As experts we can offer you a diversified range of specialist residential mortgage and remortgage solutions. We are easy to talk with, and provide an attentive and personal service right from the start to end of the mortgage process. You deal directly with us in-house.


Regardless of your personal circumstances even if you have encountered difficulties in the past, please reach out to us and let us help you. Often clients who have done the rounds, and regret not coming to us initially and saving themselves time, cost and trouble.

We appreciate that everyone will have different needs and financial circumstances, this is where we can help you to realise a competitive mortgage or refinance solution. There are no charges for the initial consultation, so why not contact us to discuss your requirements in utmost confidence.

RISK WARNING: Changes in the exchange rate may increase the Sterling equivalent of your debt.

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Expat & Foreign Nationals 

As a British expat living and working outside of the UK, or a foreign national you may have struggled to obtain a mortgage or at the right terms and costs. We have built close working relationships with niche and specialist lenders offering finance solutions in challenging circumstances. Let us help you to realise what is possible and overcome any hurdles you may have faced.

Get in touch

Getting in touch is easy. Give us a call or request a call back.
The initial consultation is free, we'd love to understand if we can be of service.

0845 4860786